Broker Check

Wealth Management

Private Wealth Management

Registered Investment Advisor

PROVIDING YOUR FINANCIAL ARCHITECTURE

Our process is designed to develop trust and understanding between our team and our clients. This process extends beyond knowing about and managing financial assets and delves into our client aspirations. Only with a deep understanding of our client's aspirations can we help them make financial decisions that support their goals.


STRATEGY BEFORE IMPLEMENTATION - 

Everything we do is based on a financial plan that allows us to work with our clients to make informed and intelligent decisions.

  • Investment Policy Development
  • Custom Asset Allocation
  • Ongoing Manager Research and Due Diligence
  • Asset Manager Selection and Implementation
  • Continuous Monitoring and Disciplined Rebalancing
  • Discretionary Portfolio Management
  • Risk and Liquidity Management

Our client portfolios are custom designed. We often use a combination of "Separately Managed Accounts" (SMAs) that hold individual securities, Exchange Traded Funds (ETFs), that provide low cost index exposure and Mutual Funds when appropriate.

INVESTMENT MANAGEMENT PHILOSOPHY

We strive to preserve capital from permanent loss during periods of economic decline and provide above-average absolute and relative returns in the long run.

In general, we seek to create broad diversification between asset classes, strategies and managers to add value to client portfolios and to help manage risk.

This philosophy is focused on the long term and best suits patient and disciplined investors. We avoid higher cost investments that may hold the potential for high returns but also risk permanent loss of capital. 

REPORTING

  • Custom Performance and Benchmarking Reports
  • Consolidated Reporting
  • Online Account Access
  • Coordination with Outside Advisors
  • Meetings and Communications based on individual client specifications.