Wealth Transfer Techniques

There are numerous, and often very complicated, wealth transfer techniques that can be employed for a given set of circumstances.  Appropriate wealth transfer techniques can be identified during an consultation with JDA & Associates.

Please call (908) 507-4941

Irrevocable Life Insurance Trusts (ILITs)

Are your life insurance policies needlessly exposed to Estate Taxes?

Estate Taxes can be planned for by utilizing an ILIT. Often life insurance policies are owned by individuals and needlessly included in their taxable estate. The long term impact of Estate Taxes remains under a cloud of uncertainty due to existing and pending legislation. A general rule of thumb is that estates valued at over $2 million should consider planning that may include an ILIT. A review of your life insurance policies by JDA & Associates can determine whether your policies are current and properly structured (servicing estates of $5 million or more). Please call (908) 507-4941